When it comes time to make the most of your retirement, it’s important to proceed with the same consideration that you gave when you invested and saved your funds. You don’t want to overextend your funds and jeopardize your comfort during the later years of your retirement. However, spending too little can also negatively affect … “What to Consider When Applying the 4% Rule”
How well do you understand minimum distributions in 2020?
When it comes to required minimum distributions, it is important to understand the rules to avoid any missteps with the Internal Revenue Service. Generally, the IRS requires individuals, once they reach age 72, to withdraw required minimum distributions each year. RMDs can be taken from traditional IRAs or employer-sponsored retirement accounts. Although RMDs do come with … “How well do you understand minimum distributions in 2020?”
Poor Credit Installment Loans
Different methods of transaction may be used before you achieve the required residence quantity, that is nearly a universal goal. Unlike payday loans, lenders of this scheme have an interest in your credit history. Superior credit slots are preferred by the majority of the lender but poor credit cases also can get money by spending … “Poor Credit Installment Loans”
Three Reasons to Index
Here’s a back-to-basics posts for those who are confused about the benefits of index funds. If you’re already familiar with the benefits and drawbacks of this type of investing, feel free to move on. If you haven’t been keeping up with my jargon, this one’s for you. It’s less risky. An index fund adheres to … “Three Reasons to Index”
What About Credit Cards?
Investing in credit card companies can be a rewarding strategy. These companies often have the potential to be long-term winners; they are inextricably tied to the need for fast funds and easy credit. However, the industry of investing in the credit card business is always evolving. Before investing, be sure to know the factors contributing … “What About Credit Cards?”
Reducing Taxes By Any Way Possible
No matter if you are a dyed-in-the-wool Democrat or a Reagan Republican, when it comes tax time everyone wants to pay less. Sure we might vote for some bonds and other future programs we believe will improve our city, our safety, or our way of life in November, but when you sit down with your … “Reducing Taxes By Any Way Possible”
Investing Irrespective of the Market
Something that I find is of constant surprise and very little discipline is continuing to invest while the market is going down. While there are certainly companies that go bankrupt or who do horribly and never recover, hopefully you are dumping them after enough time and reinvesting instead in better positions. However, when the whole … “Investing Irrespective of the Market”
Dumping Losers is Hard
There is a rule with investing that you dump your losers. That is easier said than done. Believe me, I have dumped so many losers that have turned around and kept so many that haven’t done anything, I’m not sure what the lesson is, if there is a lesson. But I want to show you … “Dumping Losers is Hard”
Welcome
Index Funds. Yes, You’re Tired of Hearing About Them But this isn’t going away. If you have some, great. Stop reading. The intelligence about them hasn’t changed. Only keep reading if you are investigating this and somehow haven’t yet read much. To begin, an index fund is essentially betting on the market. You can pick the … “Welcome”